A clear plan to buy the right home — without the pressure.
Buying a home is one of the biggest decisions you'll make. Karen's job is to make it feel like the second-biggest — because you have a guide who's done it hundreds of times.
Six steps, in order.
- 01Consultation
A no-pressure conversation about your goals, timeline, and financing.
- 02Pre-approval & strategy
Line up lending, define search criteria, and set expectations for the current market.
- 03Curated search
Every home on Canopy MLS in True North's footprint — plus off-market opportunities.
- 04Tours & shortlist
Walk homes with a guide who names both the pros and the risks — before you write anything.
- 05Offer & negotiation
Strategic offers backed by real comps, timing intelligence, and calm negotiation.
- 06Under contract to close
Inspections, appraisal, deadlines — all managed for you, with clear updates the whole way.
Real deliverables, not a slide deck.
Canopy MLS — one search, every listing across the Carolinas footprint.
Pocket listings and coming-soon inventory before it hits the public portals.
Direct lines to trusted local lenders. Compare real loan estimates side-by-side.
Every offer built with comps, contingency planning, and a written game plan.
A calm read on what actually matters in the report — and what deserves a credit.
Deadlines, appraisal, title, walkthrough — all coordinated, all on time.
Homes on the market now.
A live look — updated straight from the MLS.
Tools we actually use with clients.
In their words.
★★★★★"Karen was extremely helpful and quick to respond to any questions I had. She is very professional and will help you find your dream home!"
★★★★★"We could not have asked for a better experience working with Karen Montgomery! Last spring, Karen handled the sale of my mother’s home, and she went above and beyond anything we ever imagined a real estate agent would do. We still had some belongings remaining in the home, and instead of making that an obstacle, Karen worked around them and even creatively incorporated some of the items into the staging. She also went the extra mile by creating AI images to help potential buyers envision how they could make the spaces their own. It was such a thoughtful and creative approach to presenting the home at its best. The results spoke for themselves. We received several offers almost immediately, including one within the first 24 hours of the home being on the market—and that was the offer we ultimately accepted! Karen even told us she had never had a home sell that quickly before. We were thrilled with the turnaround and with how smoothly she guided us through the entire process. What impressed us most, though, was Karen herself. She is motivated, an outstanding communicator, and genuinely takes the time to understand the needs of the people she is working with. She made sure we were comfortable, informed, and satisfied every step of the way. Karen didn’t simply list my mother’s home—she took care of us through the process. I would highly recommend her to anyone looking for a real estate agent who is creative, hardworking, responsive, and truly willing to go above and beyond for her clients."
The questions we get most.
Do I need to be pre-approved before we look?+
Pre-approval doesn't cost anything and takes about 20 minutes with a good lender. It also lets you write real offers when the right home shows up. We recommend it before the second tour.
How much should I budget for closing costs?+
Plan for roughly 2–3% of the purchase price. Some of it can be negotiated with the seller depending on the market.
Do you charge buyers directly?+
In most transactions the seller's side covers buyer representation. If a specific home requires anything different, you'll know before we tour it.
How fast can we close?+
Cash: 10–14 days. Financed: typically 30–35 days. We map the timeline to your life, not the other way around.
Tell Karen what you're looking for.
Even a rough idea helps — timeline, area, budget, must-haves. Karen follows up personally, typically within an hour.