The Lake Norman guide
Property taxes & costs
Property tax rates for the four counties around Lake Norman (Mecklenburg, Iredell, Lincoln, Catawba) from the NC Department of Revenue, plus costs to plan for.
Quick answers
Which county is a Lake Norman home in?
Four counties touch the lake: Mecklenburg, Iredell, Lincoln and Catawba. The county sets the base property tax rate, and towns can add their own.
What else should I budget for?
HOA dues, slip or marina fees, flood insurance where it applies, and well and septic upkeep on lots that have them. Each varies by property, so we pull the actual figures for homes you like.
Town taxes on top
Addresses inside town limits usually pay a municipal rate on top of the county rate. Two homes on the same cove can sit in different jurisdictions, so we check the tax bill for each listing.
County tax rates (per $100 of assessed value)
| County | Rate | Lake towns | Last revaluation |
|---|---|---|---|
| Mecklenburg County | $0.4927 | Cornelius, Davidson, Huntersville | 2023 |
| Iredell County | $0.5000 | Mooresville, Troutman | 2023 |
| Lincoln County | $0.4990 | Denver | 2023 |
| Catawba County | $0.3985 | Sherrills Ford, Terrell | 2023 |
More of the guide
- Boating & water life — Marinas, public boat access, boater rules and lake levels.
- Waterfront buying guide — Docks, Duke Energy permits, slips, flood zones, wells and septic.
- Commute & getting around — I-77, the express lanes and drive distances we can source.
- Parks, golf & things to do — Parks, golf clubs, landmarks and town centers around the lake.
- Lake Norman homes for sale